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Special
Events
Accidents aren't supposed to happen, but they do. No
matter how many precautions you take, there are at times, no way to avoid them.
That's why the Special Events program makes so much sense - they
provide valuable benefits at affordable rates.
Types
of Events and Activities
Eligible for this Program
| Art & Craft Shows |
Auctions |
Bazaars |
Banquets |
| Bingo |
Charity Benefits |
Concerts |
Conventions |
| Dances |
Exhibits |
Graduations |
Lectures |
| Meetings |
Musicals |
Pageants |
Picnics |
| Presentations |
Proms |
Reunions |
Receptions |
| Seminars |
Shows |
Social Gatherings |
Weddings |
This program provides coverage for short term
Non-Sports Special Events. These are just a sample of the eligible Events
and Activities.
Accident
Medical -
(may not be available for all activities)
This program provides Accident Medical
insurance coverage for participants of the Insured's event of activities.
Coverage is afforded to registered participants while participating in the
insured activity.
PLAN DESCRIPTION
$25,000 Maximum
$100 Corridor Deductible
$10,000 Death Benefit
$10,000 Double Dismemberment
$5,000 Single Dismemberment
Dental - Reasonable Expenses
Outpatient Physical Therapy - Reasonable Expenses
Outpatient Orthopedic Appliances - Reasonable Expenses
Full Excess Coverage (In Pennsylvania coverage is $100 Primary Excess)
General
Liability
General Liability coverage afforded by this
program provides protection to the Named Insured including volunteers and
employees for claims of Bodily Injury and Property Damage arising from the
inherent risks involved in operating Special Events.
Program
Limits
Commercial General Liability Aggregate
Limit
(Other than Products and Completed Operations) |
$2,000,000 |
| Products and Completed Operations Aggregate
Limit |
$1,000,000 |
| Personal and Advertising Injury Limit |
$1,000,000 |
| Participant Legal Liability Limit |
$1,000,000 |
| Each Occurrence Limit |
$1,000,000 |
| Fire Damage Limit |
$ 50,000 |
| Medical Expense Limit |
$
5,000 |
| Accident Medical Excess |
$ |
| Deductible(s) |
$0 - $500 |
Note: This program description is intended to
be a summary of coverage and limits offered by this program. It does not
include all coverage details and Exclusions. Please refer to the insurance
policies for complete details.
The Gross Premium and the Policy Administration Fee is due on or before the
effective date. SMIC now accepts
credit card
payments.
Current accounts must use the enrollment forms sent with the
renewal letters.
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Brochure |
Application |
Credit
Card |
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