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| Youth & Adult Sports Teams & Leagues | Sports Camps & Clinics |
| Recreation Camps | Park & Recreation Programs |
| Youth Summer Camps | Recreation Clubs & Activities |
These are just a sample of the eligible Sports & Recreation activities.
Accident
Medical
This program provides Accident Medical
insurance coverage for participants of the Insured's event of activities.
Coverage is afforded to registered participants while participating in the
insured activity.
PLAN DESCRIPTION
$25,000 Maximum
$100 Corridor Deductible
$10,000 Death Benefit
$10,000 Double Dismemberment
$5,000 Single Dismemberment
Dental - Reasonable Expenses
Outpatient Physical Therapy - Reasonable Expenses
Outpatient Orthopedic Appliances - Reasonable Expenses
Full Excess Coverage (In Pennsylvania coverage is $100 Primary Excess)
General
Liability
General Liability coverage provides protection
to the named insured including volunteers and employees for claims of Bodily
Injury and Property Damage arising from insured operations. Participant
Liability coverage protects those insured by the policy.
Program Limits
| Commercial General Liability Aggregate
Limit (Other than Products and Completed Operations) |
$2,000,000 |
| Products and Completed Operations Aggregate Limit | $1,000,000 |
| Personal and Advertising Injury Limit | $1,000,000 |
| Participant Legal Liability Limit | $1,000,000 |
| Each Occurrence Limit | $1,000,000 |
| Fire Damage Limit | $ 50,000 |
| Medical Expense Limit | $ 5,000 |
| Accident Medical Excess | $ |
| Deductible(s) | $0 - $500 |
Note: This program description is intended to be a summary of coverage and limits offered by this program. It does not include all coverage details and Exclusions. Please refer to the insurance policies for complete details.
The Gross Premium and the Policy Administration Fee is due on or before the effective date. SMIC now accepts credit card payments.
Current accounts must use the enrollment forms sent with the renewal letters.
| Brochure | Application | Credit Card |
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